Welcome to AR Fincap

+91 87964 63088

We are open 9 am - 7 pm

info@arfincap.online

You can mail us

We are AR Fincap

Your Growth Partner for Financial Solutions

AR Fincap is a financial services and loan consultancy company dedicated to making financial solutions simple, accessible and convenient. We assist individuals, entrepreneurs and businesses in exploring suitable financial options according to their needs and eligibility.

Whether you want to expand your business, manage personal expenses, invest in professional growth or fulfil an important financial goal, we help you explore suitable financing opportunities — with transparency, reliability and customer-focused service at every step.

Personalized Guidance

Loan assistance tailored to your individual financial requirements and goals.

Multiple Options

Business, personal, professional loans and credit cards — all in one place.

Transparent Communication

Clear, honest guidance with no hidden terms or confusing jargon.

Dedicated Support

Assistance through application, documentation and follow-up.

Our Mission & Vision

What drives us every day — and where we’re headed.

Our Mission

To make financial services more accessible and convenient by connecting customers with suitable financial solutions. We strive to simplify the loan process through reliable guidance, transparent communication, and dedicated customer support.

Our Vision

To become a trusted name in financial consultancy by helping individuals and businesses achieve their financial goals and create opportunities for sustainable growth.

EMI Calculator

Your Monthly EMI
₹10,624
Total Interest₹1,37,410
Total Payment₹6,37,410

Plan Before You Borrow

Know Your EMI Before You Apply

Understanding your monthly EMI helps you choose a loan that fits your budget — not the other way around. Use this calculator to get an estimate and plan your finances better.

  • Estimate your monthly repayment
  • Compare different tenures and rates
  • Plan your budget before applying
  • Speak to our team for personalized guidance
Talk to an Advisor

* This is an indicative calculation only. Actual EMI depends on the financial institution's approved rate and terms.

Quick Eligibility Check

Answer a few questions to see which loan types may suit you.

Select your details above and click “Check Eligibility” to see results.

Our Services

We assist individuals, entrepreneurs and businesses in exploring suitable financial options based on their needs and eligibility — from business loans to personal, professional loans and credit cards.

Business Loan

Financing options to support expansion, working capital, equipment purchases and other business needs.

Personal Loan

Loan options for medical expenses, education, travel, weddings, emergencies and other personal requirements.

Professional Loan

Financing assistance for doctors, consultants and self-employed professionals pursuing professional growth.

Credit Cards

Credit card options suited to your income, credit profile, financial requirements and eligibility.

Other Loan Solutions

Additional financial products and loan solutions explored based on your individual requirements.

Application Assistance

Guidance through the application, documentation and follow-up process at every step.

Why

Choose AR Fincap

We understand that every financial requirement is different. Our commitment is to build long-term relationships through transparency, reliability and customer-focused service — with guidance tailored to your individual needs.

Convenient Application

Guidance through the application and documentation process from start to finish.

Dedicated Support

A customer-focused team assisting you at every step of your loan journey.

Transparent Communication

Clear, honest guidance with no hidden terms or confusing jargon.

Multiple Options

Business, personal, professional loans and credit cards — explored in one place.

Our Approach

A simple, customer-friendly process — from understanding your needs to supporting you through your application.

Step 1 - Understand your needs

Understand Your Needs

We start by understanding your financial requirements, goals and current situation.

Step 2 - Explore suitable options

Explore Suitable Options

We help identify potential loan and credit solutions that match your eligibility.

Step 3 - Application assistance

Application Assistance

We guide you through the application and documentation process step by step.

Step 4 - Application follow-up

Application Follow-up

We assist with communication and keep track of your application progress.

Step 5 - Financial support

Financial Support

We help you understand the available options and the associated terms clearly.

Ready to start

Ready to Start?

Connect with our team today and take the next step towards your financial goals.

Get in Touch →

Loan approval, interest rates, loan amounts and disbursement are subject to the respective financial institution's policies and eligibility criteria.

Documents Usually Required

A general checklist to help you prepare. Exact requirements vary by loan type and lender — our team will guide you with the specific list for your application.

Identity Proof

  • Aadhaar Card
  • PAN Card
  • Passport / Voter ID
  • Driving Licence

Address Proof

  • Utility Bill
  • Rent Agreement
  • Aadhaar Card
  • Passport

Income Proof

  • Salary Slips (3 months)
  • Bank Statements (6 months)
  • ITR (2 years)
  • Form 16

Business Documents

  • GST Registration
  • Business Registration
  • Financial Statements
  • Business Bank Statements

Have questions about documents? Talk to our team →

Compare Loan Types

A quick reference to help you understand which loan type fits your needs.

Feature Business Loan Personal Loan Professional Loan Credit Cards
Best For Business expansion, working capital, equipment Medical, education, travel, weddings, emergencies Doctors, consultants, self-employed professionals Day-to-day expenses, short-term purchases
Typical Use Business-related needs Personal financial requirements Professional growth and practice Revolving credit line
Documents KYC + business proof + financials KYC + income proof KYC + professional proof + income KYC + income proof
Repayment EMI-based, tenure varies by lender EMI-based, tenure varies by lender EMI-based, tenure varies by lender Revolving — pay as per statement
Approval Subject to lender policy Subject to lender policy Subject to lender policy Subject to lender policy

Actual terms, interest rates, tenure and eligibility are decided by the respective financial institution.

Financial Tips

Helpful reads to make better borrowing decisions.

Personal Loan Documents for personal loan

5 Documents You Need Before Applying for a Personal Loan

Being prepared with the right documents can speed up your loan journey. Here's what lenders typically ask for and why.

Ask Our Team →
Business Loan Business loan vs working capital

Business Loan vs. Working Capital Loan: What's Right for You?

Understanding the difference can help you choose the loan that actually fits your business requirement.

Ask Our Team →
Credit Score Improve credit score

How to Improve Your Credit Score Before Applying

A better credit score often means better loan terms. Here are simple steps you can take before applying.

Ask Our Team →

Request a Call Back

Share your details and our team will get in touch to help you explore suitable financial options based on your needs and eligibility.

Frequently Asked Questions

Common questions about working with AR Fincap.

No. AR Fincap is a financial services and loan consultancy. We help you explore suitable loan and credit options from financial institutions and guide you through the application process.

We assist with Business Loans, Personal Loans, Professional Loans, Credit Cards and other loan solutions, depending on your requirements and eligibility.

No. Loan approval, interest rates, loan amounts and disbursement are decided solely by the respective financial institution, subject to their policies and eligibility criteria.

Document requirements vary by lender and loan type. Once we understand your requirement, we will guide you through the specific documents needed for your application.

Simply fill in the call-back form, or reach us on WhatsApp at 8800797253 or call 8796463088. Our team will connect with you to understand your requirement.

Transparent Process

Customer-Focused

Dedicated Support

Personalized Guidance

Multiple Options

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